Best 6-Month CD Rates in Butte-Silver Bow, Montana, MT

You are viewing rates from banks across Butte-Silver Bow

Below are the best six-month CD Rates from banks with branches in Butte-Silver Bow, Montana . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Butte-Silver Bow, MT - August 1, 2025

6 Month CD National Average : 0.41% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.40%	$10,000	-	Learn More Add Review
Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Merrick Bank	4.40%	$25,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Limelight Bank, A division of Capital Community Bank	4.35%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	4.15%	$2,500	-	Learn More
Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Wells Fargo Bank, National Association Shelby Branch	2.00%	$25,000	-	Learn More
Rate History: 2.50% → 2.51% → 2.01% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
First Security Bank of Deer Lodge First Security Bank Of Deer Lodge Branch	0.85%	$10,000	-	Learn More Add Review
Freedom Bank Freedom Bank Branch	0.75%	$10,000	-	Learn More Add Review
The First State Bank of Shelby The First State Bank Of Shelby Branch	0.65%	$100,000	-	Learn More Add Review
Merchants Bank Fairview Bank Branch	0.50%	$10,000	-	Learn More Add Review
The First State Bank of Shelby The First State Bank Of Shelby Branch	0.45%	$500	-	Learn More Add Review
The First State Bank of Malta The First State Bank Of Malta Branch	0.40%	$10,000	-	Learn More Add Review
Garfield County Bank Garfield County Bank Branch	0.40%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
Manhattan Bank Manhattan Bank Branch	0.40%	$10,000	-	Learn More Add Review
Belt Valley Bank Belt Valley Bank Branch	0.35%	$10,000	-	Learn More Add Review
The Bank of Baker The Bank Of Baker Branch	0.35%	$10,000	-	Learn More Add Review
First Security Bank of Roundup First Security Bank Of Roundup Branch	0.30%	$1,000	-	Learn More Add Review
Madison Valley Bank First Madison Valley Bank Branch	0.30%	$10,000	-	Learn More Add Review
Bank of The Rockies Bank Of The Rockies, National Association Branch	0.30%	$10,000	-	Learn More Add Review
Bank of The Rockies Bank Of The Rockies, National Association Branch	0.25%	$10,000	-	Learn More Add Review
American Bank Center Community First Bank Of Glendive Bra Branch	0.25%	$10,000	-	Learn More
Boyd \| Nov 26, 2023 What is Bravera swift code Read More Reviews (1)
Farmers State Bank Farmers State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Little Horn State Bank Little Horn State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Three Rivers Bank of Montana Three Rivers Bank Of Montana Branch	0.20%	$10,000	-	Learn More Add Review
Native American Bank, National Association Main Office Branch	0.20%	$100,000	-	Learn More Add Review
Independence Bank 214 Second Avenue Branch	0.20%	$10,000	-	Learn More
dionpayne \| Jun 28, 2017 showmefourtythousanddollars Read More Reviews (1)
Opportunity Bank of Montana Twin Bridges Branch	0.20%	$10,000	-	Learn More Add Review
The Yellowstone Bank 544 Pike Avenue Branch	0.20%	$10,000	-	Learn More Add Review
Citizens Alliance Bank First Bank Of Lincoln Branch	0.20%	$10,000	-	Learn More
Worst banking experience ever \| Jan 28, 2024 This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More Reviews (1)
Purepoint MUFG Union	0.15%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Valley Bank of Kalispell Valley Bank Of Kalispell Branch	0.15%	$10,000	-	Learn More Add Review
Native American Bank, National Association Main Office Branch	0.15%	$10,000	-	Learn More Add Review
American Bank Livingston Branch	0.15%	$500	-	Learn More Add Review
Glacier Bank Ronan Branch	0.15%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
The Bank of Commerce Dillon Branch	0.15%	$10,000	-	Learn More Add Review
First Interstate Bank Polson Branch	0.10%	$10,000	-	Learn More
kmills \| Nov 15, 2019 If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More Reviews (2)
Glacier Bank Ronan Branch	0.10%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Valley Bank of Ronan Lake County Bank Branch	0.10%	$10,000	-	Learn More Add Review
First Security Bank of Helena First Security Bank Of Helena Branch	0.10%	$10,000	-	Learn More Add Review
Summit National Bank Ekalaka Branch	0.10%	$10,000	-	Learn More Add Review
Glacier Bank Ronan Branch	0.07%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Glacier Bank Ronan Branch	0.06%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Eagle Bank Eagle Bank Branch	0.05%	$10,000	-	Learn More Add Review
U.S. Bank National Association Butte Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First Montana Bank, Inc. First Montana Bank, Inc. Branch	0.03%	$10,000	-	Learn More
Mollyt \| Jul 13, 2022 Your online banking is not work is there something wrong with the website the is the second time. I g Could not loc.on Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Wells Fargo Bank, National Association Shelby Branch	131 Main Street	Shelby	MT
First Security Bank of Deer Lodge First Security Bank Of Deer Lodge Branch	311 Milwaukee Avenue	Deer Lodge	MT
Freedom Bank Freedom Bank Branch	530 9th Street West	Columbia Falls	MT
The First State Bank of Shelby The First State Bank Of Shelby Branch	320 Main Street	Shelby	MT
Merchants Bank Fairview Bank Branch	216 South Ellery Avenue	Fairview	MT
The First State Bank of Shelby The First State Bank Of Shelby Branch	320 Main Street	Shelby	MT
The First State Bank of Malta The First State Bank Of Malta Branch	1 South 1st Street East	Malta	MT
Garfield County Bank Garfield County Bank Branch	444 Main Street	Jordan	MT
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	130 Mcleod Street	Big Timber	MT
Manhattan Bank Manhattan Bank Branch	124 South Broadway	Manhattan	MT
Belt Valley Bank Belt Valley Bank Branch	111 Castner Street	Belt	MT
The Bank of Baker The Bank Of Baker Branch	116 S Main Street	Baker	MT
First Security Bank of Roundup First Security Bank Of Roundup Branch	401 Main Street	Roundup	MT
Madison Valley Bank First Madison Valley Bank Branch	213 East Main	Ennis	MT
Bank of The Rockies Bank Of The Rockies, National Association Branch	205 West Main Street	White Sulphur Springs	MT
Bank of The Rockies Bank Of The Rockies, National Association Branch	205 West Main Street	White Sulphur Springs	MT
Bravera Bank Community First Bank Of Glendive Bra Branch	319 North Merrill Avenue	Glendive	MT
Farmers State Bank Farmers State Bank Branch	103 Main Street	Victor	MT
Little Horn State Bank Little Horn State Bank Branch	835 North Center Avenue	Hardin	MT
Three Rivers Bank of Montana Three Rivers Bank Of Montana Branch	233 East Idaho	Kalispell	MT
Native American Bank, National Association Main Office Branch	125 North Public Square	Browning	MT
Independence Bank 214 Second Avenue Branch	214 Second Avenue W	Poplar	MT
Opportunity Bank of Montana Twin Bridges Branch	107 South Main Street	Twin Bridges	MT
The Yellowstone Bank 544 Pike Avenue Branch	544 Pike Avenue	Columbus	MT
Citizens Alliance Bank First Bank Of Lincoln Branch	503 Main Street	Lincoln	MT
Valley Bank of Kalispell Valley Bank Of Kalispell Branch	41 3rd Street West	Kalispell	MT
Native American Bank, National Association Main Office Branch	125 North Public Square	Browning	MT
American Bank Livingston Branch	120 North 2nd Street	Livingston	MT
Glacier Bank Ronan Branch	63239 Us Highway 93	Ronan	MT
The Bank of Commerce Dillon Branch	110 South Idaho Street	Dillon	MT
First Interstate Bank Polson Branch	Main Street	Polson	MT
Glacier Bank Ronan Branch	63239 Us Highway 93	Ronan	MT
Valley Bank of Ronan Lake County Bank Branch	102 Crystal Street	Saint Ignatius	MT
Ascent Bank First Security Bank Of Helena Branch	1721 11th Avenue	Helena	MT
Summit National Bank Ekalaka Branch	307 North Main Street	Ekalaka	MT
Glacier Bank Ronan Branch	63239 Us Highway 93	Ronan	MT
Glacier Bank Ronan Branch	63239 Us Highway 93	Ronan	MT
Eagle Bank Eagle Bank Branch	80 Heritage Lane	Polson	MT
U.S. Bank National Association Butte Branch	10 South Main Street	Butte	MT
First Montana Bank, Inc. First Montana Bank, Inc. Branch	201 North Higgins Avenue	Missoula	MT

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
The deposited money is committed for six months.
Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates

Cash Savings

Product:

Average Rate:

Best Rate:

Years at Rate:

Tax Rate:

CD Products by State

CD Products by City in Montana

CD Resources

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

Download

BestCashCow
Guide To Credit Card Travel Rewards

Download

65 Questions to Ask before Choosing a CD

Download

The Insider's Guide
to
Mortgages

Download

Plan and Optimize Your Finances

Butte-Silver Bow, Montana CD Rates – 6-Month

Branches Info around zip 10007

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

The advantages of six month CDs opened via a traditional bank are:

The disadvantages of six month CDs are:

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Montana

Download a Free eBook